Personal

Savings

IRAs

Plan ahead and enjoy all that retirement has to offer. With so many IRA options to choose from, you can find the right plan to build your nest egg.

View more specific information on eligibility and contribution.

Traditional IRA

  • Competitive CD fixed terms and rates or a variable rate savings option
  • Enables you to defer taxes on your earnings until withdrawal
  • Certain contributions are tax deductible in the year in which they are made

Roth IRA

  • Competitive CD fixed terms and rates or a variable rate savings option
  • Non-deductible account featuring tax-free withdrawals for certain distribution reasons
  • Five-year holding period
  • Roth IRA contributions are non-deductible and taxed in the year they are earned. Those who expect to be in a higher tax bracket when they retire may benefit greatly from Roth as opposed to Traditional IRAs

Stop by an branch or call us today at 800.325.2265 to discover which IRA is right for you.