Press Release


Dear Shareholders and Friends:

Integrity Bank is one great company! The business model we originally put in place continues to elevate us to levels never seen before in Pennsylvania banking history. Integrity reached record highs in income, assets, loans, deposits and many other areas.

For 2007, total assets increased to $314 million, or 13%, from $277 million at year-end 2006. Our gross loans grew 25% from $224 million in 2006 to $280 million in 2007. Our loan portfolio continues to be strong, with 99.84% of our loans performing as agreed (well above our peers). I am also proud to report we have zero sub prime exposure.

Net income for the year increased 17% to $1,647,000 after the contribution of $755,000 to loan loss reserves and paying $869,000 in taxes. This also includes the full-year expense of the three new branches opened in the third quarter of 2006.

As a result of this outstanding performance the Board of Directors unanimously approved a 5% stock dividend to every shareholder. The record date is February 20, 2008 and the distribution date will be March 5, 2008. The most recent stock trades have been at $22.00.

As we enter 2008 with the possibility of a recession, low interest rates, and the collapse of the sub prime market, the banking environment is extremely turbulent. Some of our competitors will not survive through this cycle, and we see this as an exciting time to gain momentum and accelerate our future success. We eagerly welcome the opportunities that come only in these periods.

I want to express my thanks to the Directors, employees, shareholders and friends who continue to make referrals to Integrity Bank.



James T. Gibson


Press Releases

August edition of the ABA Banking Journal

ABA Article (PDF)....(8/3/12)

Third Quarter Report (PDF)....(10/28/11)

Second Quarter Report (PDF)....(7/27/11)

Integrity Bank Dividend....(5/24/11)

Integrity Bank Earning Release....(5/23/11)

First Quarter Report (PDF)....(5/18/11)

Letter From The President (PDF)....(5/18/11)

Integrity Bank reports 11% increase in earnings....(7/19/10)

Integrity Bank Reports Record Earnings for 2009....(12/31/09)

Letter to Shareholders...3rd Quarter 2009....(10/14/09)

Integrity Bank Announces Expansion into Lancaster....(9/23/09)

Integrity Bancshares, Inc. Holds Investor Meeting....(9/23/09)

Integrity Bancshares reports 21% increase in profits....(6/30/09)

Integrity Bancshares, Inc. Reports 35% Growth in Assets....(4/7/09)

Integrity Bank declares 5% Stock Dividend....(3/3/09)

Letter to Shareholders ...4th Quarter 2008....(2/10/09)

Letter to Shareholders ...3rd Quarter 2008....(11/7/08)

Letter to Shareholders ...2nd Quarter 2008....(7/21/08)

Letter to Shareholders ...1st Quarter 2008....(5/12/08)

Letter to Shareholders ...Integrity Bank is one great company....(2/19/08)

Integrity Bank Earnings Up 25%....(12/31/07)

Letter to Shareholders ...3rd Quarter 2007....(10/22/07)

Letter to Shareholders ...1st Quarter 2007....(5/11/07)

Integrity Bank Earnings Up 25%....(12/31/06)

Letter to Shareholders....What an amazing first nine months of 2006....(11/8/06)

Letter to Shareholders and Friends of Integrity Bank from Jim Gibson....(7/25/06)

Integrity Bank Reports 22% Rise in Income.....(3/31/06)

The numbers speak for themselves...(1/23/06)

Integrity Bank……What a success story! The performance records for ...(10/11/05)

Letter to Shareholders and Friends of Integrity Bank from Jim Gibson...(7/12/05)

Letter to Shareholders...What a great year!..(3/22/05)

Integrity Bank Reports the Continuation of Unprecedented Growth... (1/15/04)

Integrity Bank Announces Unprece- dented Growth at End of 1st Q (10/28/03)

Integrity Bank Announces “More. Faster. Better.” Banking (6/2/03)

Integrity Bank Introduces “Faster” Drive-Thru Banking (6/2/03)

The Launch of Integrity Bank (6/7/03)