Press Release

Contact: Jim Gibson
President and CEO Integrity Bank

Integrity Bank Reports the Continuation of Unprecedented Growth Through Close of Second Quarter

Camp Hill, PA (January 15, 2004)---Integrity Bank closed its second full quarter of operations continuing a record-breaking level of growth in cumulative loans and deposits, unprecedented by any de novo bank in the history of Pennsylvania banking.

The dynamic growth has vastly accelerated the expected timeframe to projected profitability. The bank ended its second full quarter with assets of $47 million, loans of $32 million, and more importantly, closed $52 million of loans during the first six months of operations excluding numerous secondary market loans. The bank’s high level of growth has positively impacted the operating results which were a loss of $185,000 that included a $108,000 allocation to loan loss reserves. “This unprecedented momentum and level of success further documents our firm belief that the area needed a service-oriented, community bank with local control and a deep understanding of, and connection to, the area’s business and banking needs.” said Jim Gibson, Integrity Bank’s President and CEO.

Integrity Bank, located at 34th and Market Streets in Camp Hill, officially opened its first branch on June 5, 2003. Integrity Bank’s Board of Directors, an elite group of community members, have taken banking to a new level by structuring the bank’s business around an innovative retail model that focuses on customer service and convenience. Key offerings include an innovative three-step drive thru, free ATMs worldwide, seven day a week banking, free and no bounce checking accounts, and a staff of highly seasoned business and banking professionals.

Contact: Jim Gibson at 717-920-4900



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